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🚫 Seguro-Defeso NÃO gera margem para empréstimo consignado! Muita gente ainda acredita que pode usar o benefício pra fazer consignado no banco, mas isso não existe. O Seguro-Defeso é temporário, pago só no período da piracema, e não funciona como aposentadoria ou pensão. ⚠️ Então cuidado: se alguém te oferecer empréstimo com base no Seguro-Defeso, é conversa fiada. 👉 Agora, se você é pescador e quer manter sua carteira em dia para não perder o benefício, eu preparei um Manual do REAP.
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